[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.capl.cz\/kdo-nabidne-pujcku\/#Article","mainEntityOfPage":"https:\/\/www.capl.cz\/kdo-nabidne-pujcku\/","headline":"Kdo nab\u00eddne p\u016fj\u010dku?","name":"Kdo nab\u00eddne p\u016fj\u010dku?","description":"Podnikatel\u00e9 maj\u00ed b\u00fdt sami sv\u00e9ho \u0161t\u011bst\u00ed str\u016fjci. A maj\u00ed vlastn\u011b vyd\u011bl\u00e1vat jak na sebe a chod sv\u00fdch podnik\u016f, tak i na tat\u00ed\u010dka st\u00e1t. Tak\u017ee se maj\u00ed \u010dasto co oh\u00e1n\u011bt, aby na trhu obst\u00e1li. A obstoj\u00ed? N\u011bkdy ano, n\u011bkdy ne. To z\u00e1le\u017e\u00ed na nich a tak\u00e9 na podm\u00ednk\u00e1ch, ve kter\u00fdch p\u016fsob\u00ed. Co\u017e znamen\u00e1, \u017ee n\u011bkdy dojde […]","datePublished":"2025-08-10","dateModified":"2025-08-10","author":{"@type":"Person","@id":"https:\/\/www.capl.cz\/author\/#Person","name":"","url":"https:\/\/www.capl.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4ae18345300f35922a2a7b2caa17564b68acab8514eff939a8a019efde378c24?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4ae18345300f35922a2a7b2caa17564b68acab8514eff939a8a019efde378c24?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"capl.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.capl.cz\/wp-content\/uploads\/ppppppppp_10_10_10_8.jpg","url":"https:\/\/www.capl.cz\/wp-content\/uploads\/ppppppppp_10_10_10_8.jpg","height":0,"width":0},"url":"https:\/\/www.capl.cz\/kdo-nabidne-pujcku\/","about":["Ekonomika"],"wordCount":419,"articleBody":"   Podnikatel\u00e9 maj\u00ed b\u00fdt sami sv\u00e9ho \u0161t\u011bst\u00ed str\u016fjci. A maj\u00ed vlastn\u011b vyd\u011bl\u00e1vat jak na sebe a chod sv\u00fdch podnik\u016f, tak i na tat\u00ed\u010dka st\u00e1t. Tak\u017ee se maj\u00ed \u010dasto co oh\u00e1n\u011bt, aby na trhu obst\u00e1li. A obstoj\u00ed? N\u011bkdy ano, n\u011bkdy ne. To z\u00e1le\u017e\u00ed na nich a tak\u00e9 na podm\u00ednk\u00e1ch, ve kter\u00fdch p\u016fsob\u00ed. Co\u017e znamen\u00e1, \u017ee n\u011bkdy dojde i k tomu, \u017ee nejsou p\u0159\u00edjmy z podnik\u00e1n\u00ed dost velk\u00e9 na to, aby se to vypl\u00e1celo. N\u011bkdy se prost\u011b objev\u00ed probl\u00e9my, kter\u00e9 negativn\u011b ovliv\u0148uj\u00ed nejen \u017eivot podnikatel\u016f, ale i jejich podnik\u00e1n\u00ed jako takov\u00e9. Proto\u017ee kdy\u017e se ned\u00e1 financovat chod firem, je jasn\u00e9, \u017ee tyto skom\u00edraj\u00ed. A\u017e n\u011bkdy nakonec zaniknou.A jak zabr\u00e1nit tomu, aby n\u011bjak\u00fd podnik ukon\u010dil svou existenci kv\u016fli ekonomick\u00fdm obt\u00ed\u017e\u00edm, kter\u00e9 by se daly \u010dasem p\u0159ekonat? Pochopiteln\u011b jedin\u011b tak, \u017ee se se\u017eenou pen\u00edze n\u011bkde jinde. A ty se sem investuj\u00ed. Ale kdo d\u00e1 ciz\u00edmu soukrom\u00e9mu podniku n\u011bjak\u00e9 sv\u00e9 pen\u00edze k dispozici? Nikdo. Nanejv\u00fd\u0161 tak je\u0161t\u011b p\u016fj\u010d\u00ed, ale ani to nen\u00ed jist\u00e9. Proto\u017ee se p\u016fj\u010dky nab\u00edzej\u00ed jenom t\u011bm, kdo budou schopni je vr\u00e1tit. A na to se pochopiteln\u011b db\u00e1, proto\u017ee nikdo nechce o sv\u00e9 pen\u00edze p\u0159ij\u00edt. Ani finan\u010dn\u00ed \u00fastavy. Tak\u017ee podnikatel\u00e9 v nesn\u00e1z\u00edch \u017e\u00e1daj\u00ed o p\u016fj\u010dky. Ale \u010dasto marn\u011b. Z\u00e1ruky, kter\u00e9 mohou finan\u010dn\u00edm \u00fastav\u016fm nab\u00eddnout, se toti\u017e \u010dasto zdaj\u00ed bank\u00e1m nedostate\u010dn\u00e9. A kde nen\u00ed z\u00e1ruka spl\u00e1cen\u00ed, tam nen\u00ed ani p\u016fj\u010dka. A je tedy dob\u0159e, \u017ee se d\u00e1 \u017e\u00e1dat o podnikatelsk\u00e9 p\u016fj\u010dky i jinde. \u017de jsou tu krom\u011b bank i nebankovn\u00ed spole\u010dnosti. Proto\u017ee neusp\u011bje-li se n\u011bkde kv\u016fli v\u00fd\u0161i p\u0159\u00edjm\u016f nebo z\u00e1znam\u016fm v registrech dlu\u017en\u00edk\u016f, m\u016f\u017ee se usp\u011bt aspo\u0148 u nebankovn\u00ed hypot\u00e9ky, kter\u00e1 se zaru\u010duje nam\u00edsto toho zm\u00edn\u011bn\u00e9ho z\u00e1stavou nemovitosti. A t\u00edm p\u00e1dem je americk\u00e1 hypot\u00e9ka bez registru https:\/\/www.fahd.cz\/hypoteka-bez-registru\/ dostupn\u00e1 pro jak\u00e9hokoliv majitele n\u011bjak\u00e9 nemovitosti. A takov\u00fdch lid\u00ed u n\u00e1s je! Tolik, \u017ee se nen\u00ed t\u0159eba b\u00e1t, \u017ee by nebylo dost t\u011bch, kdo po podobn\u00e9 nebankovn\u00ed hypot\u00e9ce r\u00e1di s\u00e1hnou.                                                                                                                                                                                                                                                                                                                                                                                          3.2\/5 - (4 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kdo nab\u00eddne p\u016fj\u010dku?","item":"https:\/\/www.capl.cz\/kdo-nabidne-pujcku\/#breadcrumbitem"}]}]